Germany Insurance

PKV: protected from abroad who flies on holiday or working abroad, should not abandon health insurance abroad. Legally insured must buy what is already automatically part of the insurance package for private patients – with the exception of the basic insurance -. While this group of people on the European health insurance card has a health insurance coverage the EU and countries with which social security agreements, but with restrictions within. This means that it only benefits are possible, which are common in the country. This high excesses may arise in part. Under most conditions Ken Cron would agree. International travel health insurance takes over the foreign travel health insurance health services are incurred as a result of illness or injury in a foreign country. An illness or injury that already existed at the exit, isn’t so in the catalogue of services.

In this respect, the foreign travel health insurance as a “First-aid insurance” is designed. So, for example, a complex falls Dentures not in the range. There are two types of health. The most common form is the annual plan. This insurance applies to six weeks which the policyholder spends in succession abroad. Meanwhile, there are also family rates, which include the same protection as individual insurance, they are however usually slightly cheaper.

Who drives more than six weeks abroad, needs an individual travel health insurance. The premium for this depends on the age, State of health, and destination. Expariatsversicherung not enough a foreign travel health insurance for employees who are sent abroad to ensure them a normal as in Germany insurance protection. For this purpose, the employer must complete an Expariatsversicherung. The insurance cover extends both the seconded employees and accompanying family members. The service catalog is essentially the normal rate of private health insurer. Most of the time requires a minimum length of stay abroad of one year to the insurance company. It is also possible to arrange a continued of health insurance after return, or it is already part of the contract.