How far can or will continue this still so? Why is the pension for women lower? All times be taken into account in the calculation of the pension, in which no pension contributions have been paid. For example this would be the mother time in women or general care time, if a spouse or family member on the care of the insured person is instructed. It is usually the women in a partnership, which take care of the upbringing of children; the trend is decreasing, however, because today more and more men stay at home while the women take care of their professional career. This is one of the reasons why the scissors, which shows the distances between of the pensions of men and women, joining more and more; or even in the opposite direction. How does it influence his pension? As a general rule: the longer one waits with the entering of the pension, the more money you can get monthly, because logically no contributions are paid during these months. Per month, the man less Works, decreases the pension by 0.3%. Who is so five years earlier in retirement than the average, which must reckon with 18% deductions and this is a fairly large sum. How can you find information about his own pension? There are pension consultants who specialize in the details of the pension, such as pension contributions, retirement age, and type of annuity.
With a pension consultancy, you can learn all you need to know about insurance, rights and obligations. You get accurate information to all of his questions and have thereby not even suspicious that it is pushed by the pension consultants in a certain direction of certain insurance or similar. This is because that pension consultants are freelance, independent representatives who want to represent only the interests of your clients and are engaged by any insurance providers. Have a specialist retirement advice be consulted? Generally this is not necessary. Many pension consultants offer on your website various articles for all possible insurance areas, allow themselves to share, before you pay financially for personal advice. Just at the present time, almost all cases are solved especially in cases of illness in the self-diagnostics and everything on the Internet is regulated, it is important to show what they know also for pension consultants. Therefore, many Web pages of the specialists are nearly overflowing with articles that explain various problem cases involving pension consultants already have deals; However current examples are separated on many of the older incidents, so that you can find faster just about changes that just only are in force.
No pension is the youth of today have more later rumor or fact? Actually heard today, especially by young people themselves, that they will have no pension at all yet but is that so? Can / do as far as ever come? In principle you may not require of people that they work on the rest of her life and may never come to rest. However, there are also more and more older people, whose rente must be financed somehow. If the number of older people in Germany continue to rise, also the retirement age will have to rise or the pensions are reduced.