Let’s compare the day money account with the savings account the day money is one of the most popular accounts in Germany. Just in the last few years it has become a true perennial with potential. In contrast to the savings account, investors benefit from a daily availability. But why should investors take the day money account instead of the savings account? Is the day money account so much better? Basically here worth a look in the history. Here you can throw up a thesis of course time and again: has the man ever in front of new things is blocking and placed instead on the time-tested? What is true in technology and economics plays an important role even when comparing between passbook and money. Before the year 2000, hardly anyone from the day money account at all has taken note. No wonder, because ultimately there are a number of good reasons why the passbook was still good and usable at the time.
It is therefore may be useful to take a look at the savings book. What does the customer of today even the passbook? The Savings account is an old and proven money first and foremost. A few years ago you could determine beyond reasonable doubt: who had a savings account, and put his money there, benefited from decisive advantages over many other investments. First and foremost, the passbook was but also an investment for the masses: there was hardly a bank that wanted to sell their customers no savings account. Perhaps but also the long-term success of the posit can be explained: the passbook as strong in the consciousness of the Germans implemented, so that it would be today unthinkable for many people to think about an alternative at all. In the early years of the day money account, this account mainly on companies was tailored to that wanted free have their money at any time. In the early 21st century, finally came the first money market accounts for private individuals. The special feature of these accounts was the interest rate: from time to time, customers received more than 6% on the day money.
No wonder that many people mistrust prevailed: How to 6% at the Get money if I get little more than 1% on my savings account? Meanwhile, there is also a free checking account. Among young people, the day money account was still popular and became one of the most important and most interesting investments of the new millennium. Perhaps this is also because that it is linked to the online banking. Who wants to open a day-money account, should now have access to online or telephone banking. This situation doesn’t exist on the bank deposit of course. On the bank deposit, customers can bring their money to the Bank and deposit there. The interest be paid at regular intervals on the account of the customer. Overall, it can be so said that day money account in particular among young people is very popular. But perhaps it is because that the day money account to the current account is linked and this benefits the customer by an even greater transparency. At the end can be found so that the savings for many people pays for itself, but when it comes to effectively accommodate the money, There are only a few young people who forgo the day money account.